Tag Archives: fraud

Aroa Merino doing business as Solicitor agent for TLT Solicitors

TO WHOMSOEVER IT MAY CONCERN

There is a formal and civil obligation to publish this public notice.

A Common Law Commercial Lien is a process that any wo/man can employ in order to obtain lawful remedy from the action of another wo/man who have – or attempted to- or have conspired to – damage said wo/man in some way. Such wrongs are known as ‘torts’ and are the subject of Tort Law. This includes ‘harassment’ such as ‘treats with menaces’, which is considered to be ‘psychological damage’, and also ‘defamation of character’ which is also considered to ‘damage a reputation’. The reason for this is very simple: Since all are equal under the LAW, then each man or woman has a Duty of Care to each other man or woman, such as to make sure that – whatever action we take towards each other – we have the Common Law behind those actions, and thus can live together in peace. Abrogating said Duty of Care is a CRIMINAL ACT, and constitutes a tort.

This is a notice of a formal and agreed lien by way of a remedy for the criminal offences by the Tortfeasor of (1)Trespass; (2) Identity theft; (3)Harassment; (4)A claim absent a lawfully binding contract; (5)Unlawful claim of ownership of my property; (6)Using my fiction without prior written permission; (7)Unlawful threat of legal action; (8) Unlawful use of my private property; (9) Breach of privacy; as well as damage of My immeasurable energy.

i, Jacqueline: [houseof Wright] have an Affidavit of Obligation – Security by way of a lien against, and therefore an interest in, the personal estate of Aroa Merino doing business as ASSISTANT SOLICITOR agent for TLT Solicitors, C/o One, Redcliffe Street,
Bristol, [BS1 6TP]

******************************************
NOTICE

A Common Law Commercial Lien has been LAWFULLY established between Myself, Jacqueline: [houseof Wright], and the individual who accepts liability for the name Aroa Merino doing business as ASSISTANT SOLICITOR, herein referred to as “the Tortfeasor”.

The reason for this Lien is that i have been the subject of a wrong (i.e. a tort) at the hands of the Tortfeasor, and My remedy IN LAW is to be able to place a Lien on their property, until the wrong has been set aright. Thus i am LAWFULLY able to seize goods and assets that belong to the Tortfeasor, up to the sum certain of Twenty Three million Six Hundred Fifteen Thousand Nine Hundred Eighty Pounds Sterling, (£23,615,980.00).

This Notice is to inform whomsoever may be concerned that the creditworthiness of this Tortfeasor is, henceforth, highly suspect, until the Lien lapses – or is, by some other means, removed.

Record Location: Common Law Court CL/22/838286

End of Notice

All words are to be understood in their original definition as defined in English and outside any and all Legal definitions decreed by the Law Society.

All Rights Reserved

Errors and Omissions Excepted

Gavin Lai doing business as Senior Managing Solicitor

TO WHOMSOEVER IT MAY CONCERN

A Common Law Commercial Lien has been LAWFULLY established between myself, Jacqueline: of the family Brooks, and the individual who accepts liability for the Name “Gavin Lai”, at address “Emerson Migration Lawyers, Level 8, Northpoint Building, 231 North Quay Brisbane Qld 4000. Australia ”, herein referred to as “the Tortfeasor”.

The reason for this Lien is that I have been the subject of a wrong (i.e. a tort) at the hands of the Tortfeasor, and my remedy IN LAW is to be able to place a Lien on their property, until the wrong has been set aright. Thus I am LAWFULLY able to seize goods and assets that belong to the Tortfeasor, up to the amount of the Commercial Lien, which is A$18,849,800.00 (eighteen million, eight hundred and forty nine thousand and eight hundred AUD).

This Notice is to inform whomsoever may be concerned that the creditworthiness of this Tortfeasor is, henceforth, highly suspect, until the Lien lapses – or is, by some other means, removed.

The Tortfeasor has:
Assisted in civil and criminal fraud, perverted the course of justice, breached the Australian Solicitors Conduct Rules, conspired against me, was an accessory after the fact and has committed professional misconduct.

The Tortfeasor and his collegues, Myles Walker and Director of EMFL, Aishwarya Somal, withheld subpoenaed fraudulent STG bank documents from me which was proof that civil and criminal fraud was committed against me, by Peter Gerard Joseph Brooks and Lesley Harding. The Tortfeasor conspired with the other side to keep this information from me and coerced me into an unfair property settlement.

The Tortfeasor refuses to put right his crimes of civil and criminal fraud, even though he conspired with the other side to keep the crimes hidden from me.

The Tortfeasor dishonestly intended, to make a gain or cause a loss to me by hiding the fraud committed against me. This was so that the other side could continue with the fraud of falsifying documents concerning the sale of my property.

The Tortfeasor, by not informing me of the civil and criminal crimes made against me, assisted with the property scam, where I was forced and blackmailed into selling my marital home for well under the market value. This is a criminal syndicate which includes bankers, valuers, REIQ members and judiciaries, where they use the corrupt family law courts with the corrupt family law judge, who plays a major role in gaining properties for well under market value. The perpetrators take advantage of the collapse of the family unit, by means of threatening court action and extortionate fees if I did not agree to an unfair settlement and sale of my marital home at the price the perpetrators dictate.

End of Notice

All Rights Reserved

44519101 - judge gavel and scale in court. library with lot of books in background

Banking Updates

Banking updates: coming soon

St George Bank Australia

how they established a business bank account without my permission.

 

The Commonwealth Bank of Australia

how they transferred funds without my permission

Update: October 2016

I couldn’t understand how my ex partner (call him PB) opened and operated a business bank account with the St George Bank Australia without my permission; I am a Director of our Company and my authority was required to do this.

St George Bank Australia

After investigations I have discovered the St George Bank Australia has accepted an unwitnessed Company Power of Attorney from PB. Both our signatures were required to be witnessed and, as I was in the UK at the time, my signature was required to be witnessed by a Notary and the form registered with the Land Titles office.  Neither of our signatures were witnessed and it wasn’t registered. St George Bank Australia accepted this without question.

This allowed PB to use transactions on the fraudulent account, however this was not how he established the business bank account in the name of our joint business with the St George Bank Australia.

PB had signed on my behalf as having power of attorney over me personally, on the ‘Authorisation to Operate a Bank Account’ Form. The bank clerk, Lesley Harding from the St George Bank in Browns Plains, accepted this without confirming with me or having documents as proof that BB has the authority to sign for me. Paul the manager at the time should have seen this was fraud and canceled the account, he did not!

Correspondence from Debra Hartwaters, St George Bank Customer Manager, Customer Resolution and Experience, has informed me they have done their investigations and now refuse to correspond with me.  I was not informed they closed the fraudulent bank account, but they did! however, PB had a cheque to process and she then apologises to him, for closing this fraudulent account and reopened it as a gesture of good will, refunded their online fees, so that he can process this cheque and steal more money from me. I have only recently discovered these transactions on the fraudulent account.

Closing the account has told me the St George Bank realises they have done the wrong thing.

Mr.Ross Colquhoun from Westpac Customer Resolution has told me that they haven’t done anything wrong.
Well Mr. Colquhoun what St George Bank has done is a Cardinal Sin. In their greed to gain a business account the St George Bank is in breach of Federal and International Regulations. They refuse to admit it even though I have now explained to them that I didn’t approve the business bank account; St George Bank and Westpac are refusing to put it right!

Funny that I didn’t receive an apology from the St George Bank, for their fraudulent actions.

I called in to a Brisbane branch of the St George Bank, I have been told that the company power of attorney document required both Directors signatures to be witnessed, and because no one witnessed our signatures it would have been rejected. With the power of attorney, every transaction on the account required the original document to be sighted, as there was no original document, this did not happen.  I have been told the account has now been swiped  from their system.

PB and Debra Hartwaters has conspired to defraud me of my rightful ownership of our joint business funds.

The Commonwealth Bank of Australia

The Commonwealth Bank of Australia has also accepted this unwitnessed Company Power of Attorney from PB.
I have also explained to them the reason it is invalid.

They have used this unwitnessed P.O.A. to allow PB to operate our business bank account without my authority and transfer our banking to the fraudulent St George business account.

The Commonwealth Bank of Australia has become silent.

Anyone who uses these banks should be aware that even when the evidence is in black and white these banks do not accept responsibility for their actions.

Westpac Group: Westpac and St George Bank are treating me as if I am unimportant – does this mean the other Divisions of Westpac treat women in the same way?

What they have done has given PB the tools to commit criminal and civil crimes against me. Allowed him to steal my funds from me.

I have had hundreds of thousands of dollars stolen from me and the consequence of the bank’s fraud  has contributed to PB also stealing my personal possessions.  This is all due to the St George and Commonwealth Bank of Australia’s non compliance to Federal and International Regulations. They have proved to be derelict in their duties and have encouraged PB to commit fraud and theft.

this statement is in my opinion, true to my investigations and made without prejudice

 

48319485 - partnership.

Property Blog One

 

Without Prejudice

Property – October 2016 update

This is what happened to me when I was pressured into listing my property with Karen Murphy from Real Property Vibe, Beenleigh, Queensland, Australia. This Real Estate Agency has only recently been established in the area.

PB refused to list our joint family property with anyone other than Karen Murphy.  I wanted to list with a more established and experienced real estate agent.  However, as the clock was ticking I was forced to list with her.

Ms Murphy emailed her listing agreement and told me to sign and send back.  I was in the UK at the time.  Her instructions were vague and the listing documents went ahead.  Un-be-known to me my signature was required to be witnessed in accordance with the Queensland Government legislation, to legalise the document for use in Australia.

A few weeks later I was sent a contract of sale with a price I felt was too low for our property.  This was unusual, properties in our area tend to take months to sell.  I was then approached by PB’s family law solicitor, Mr Ross Hirst, who told me I had to sign in accordance with the Court Orders.  I tried to negotiate with the buyers but Mr Hirst sent me an email telling me I was to accept the price or he would take me back to Court, and gave me little time to seek legal advice. He then arranged a valuer to value our property which came back as the price the buyers offered.  This then meant that I had no option but to agree and sign the contract.

I later sought legal advice, which was that I didn’t have to accept the offer and I could have negotiated with the buyers.

One question I had was why is a family law solicitor involved in the sale of our property?  He has done his job so what is he doing taking over from our conveyancing solicitor?

As his bullying became stronger by telling me he will take me back to Court and claim fees of $5000, I had no other choice but to sign.  Again no one told me that my signature was required to be witnessed by an authorised entity.

As time went by I had to try to collect my personal possessions.  PB had refused for me to collect them a number of times, in fact when I went to our property by Order of the Court, PB attacked me several times causing bruises, called the police, the two officers told me if I didn’t leave the property they would arrest me.  I had a Court Order to collect my personal possessions, why would they arrest me?

PB told me that if sign the transfer documents he would let me have my possessions.  He blackmailed me into signing a document I didn’t want to.  I still do not have my possessions, which include my important documents and childhood items.

Both Karen Murphy and Ross Hirst would have know that the listing and contract of sale documents were not legalised for use in Australia, because my signature was required by the Queensland Government legislation to be witnessed by one of the following:

An Australian Consulate officer or authorised person, a notary, an Australian solicitor or New Zealand solicitor.

My signature on the listing document was not witnessed at all and on the contract of sale my signature was not witnessed by any of the above.

I was bullied into agreeing to an unfair settlement where fraud and theft was hidden from me.  I was bullied into signing documents which meant our property was sold a very low price.

Because I am not a legal person, I have been duped by solicitors, real estate agents and banks.  All of these professional persons had the knowledge that the documents were not legalised for use in Australia.

Was this kept hidden from me, so that PB wouldn’t be penalised for his fraud and our house sold at a price Mr Hirst bullied and blackmailed me into accepting.

I believe they are in breach of Queensland, Federal and International legislation.

Is the St George Bank Australia involved in this fraud and cover up?

This bullying behaviour from Mr Hirst made me realise that more was to be uncovered.

 

13 manderson court

This was my home.  I was blackmailed into selling it at a ridiculously low price, with invalid documents and our conveyancing solicitor Adam Prior, from Certus Legal, Brisbane, Queensland, Australia, failed to inform me the documents were invalid. Adam Prior knew that I didn’t want to sign the documents, I put V.C infront of my signature, Adam Prior was shocked and asked if he was forcing me sign, I said it was Ross Hirst! Adam Prior was in a position of trust and should have explained the legislation to me, he didn’t! More deceit.

 

Ross Hirst

by this Brisbane Family Law solicitor Ross Hirst

and this Real Estate Agent Karen Murphy, from Real Property Vibe, Beenleigh. She was complicit in these actions.

Untitled-2

 

 

This statement is true to my investigations and made without prejudice.

 

44519101 - judge gavel and scale in court. library with lot of books in background

Legal Matters Blog one

Without Prejudice

Legal- Legal Lies, October 2016 Update

This is what happened to me when I engaged solicitors Mr. Myles Walker & Mr Gavin Lai from Emerson Family Lawyers, Brisbane and Barrister Jeffery Bunning.

On separation from a 30 year marriage, my ex husband (BB) established a fraudulent business bank account with St George Bank Australia by signing as having Power of Attorney over me personally and using an unwitnessed Company Power of Attorney document. BB used our business to claim his personal expenses, submitted inaccurate end of financial year statements, allocated me wages he didn’t give me and stole thousands of dollars from our business bank account.

Because BB was reluctant to show his financial statements, I was forced to apply for subpoenas. Vital documents showing the extent of BB’s and St George Bank’s fraud were in the subpoenas.

After over a year of negotiations with my ex husband, my team of solicitors from Emerson Family Lawyers, Brisbane and Barrister Jeffery Bunning, negotiated the following for me as a divorce settlement:

to pay BB’s personal expenses from the sale of our property
to pay all BB’s business debts from the sale of the property (which I had no control of)
ignoring my personal expenses
ignoring BB’s Company fraud
ignoring BB’s theft against me
BB retains my two cars and any money he has in his pension fund (I don’t have a pension fund)
and him having 65% of the sale of our joint family property

Was this what you would call a fair settlement?

Vital documents showing the extent of BB’s and St George Bank’s fraud were deliberately withheld from me by BB, his solicitor and by my solicitors and Barrister. Was this collusion to hide BB’s and the St George Bank’s crimes?

Knowing that my solicitors had failed to produce all the evidence of BB’s fraud, I asked the owner of the firm to help, she refused, instead I was emailed a massive bill for work I had not approved.She has taken legal action against me to claim this amount.  Even when I have explained to her that her practitioners have failed in their duty and withheld vital documents and information from me which would have been beneficial with my settlement, she is still chasing me for thousands.

I am now aware that all documents when executed overseas are required to have signatures witnessed in accordance with the Government legislation. When in the UK,  I signed documents unknowing this legislation. Emerson Family Law state they deal with international law, and should be well aware of the requirements when documents are signed outside Australia.

The Legal advice I have had, is that the Company power of attorney document BB used to sell our business equipment, cars and operate our business is invalid and along with the business debts BB has incurred is criminal and civil fraud.
My solicitors and barrister should have known this and they should have told me I was not liable for his business debts. However, I was pressured into accepting them as partly my debt.

Emerson Family Lawyer’s solicitors attendance has left me without my savings and no assets, this hasn’t deterred me from exposing the truth.

BB has committed Company embezzlement, Company tax fraud, personal tax fraud, not forgetting the power of attorney fraud with the help of St George Bank a division of Westpac Group, Australia.

There are Australian Solicitors Code of Conduct rules that solicitors have to abide by, but with the range of events that have taken place with my settlement, these solicitors have ignored the rules.

Has St George Bank Australia been instrumental in this cover up of illegal conduct?

Tax fraud is tax fraud and crime is crime, however long ago it was committed- we all know this, by what has happened to others.

This statement is true to my belief and investigations and made Without Prejudice.